A CRITICAL ANALYSIS OF FINANCIAL POSITION OF MANIPUR STATE COOPERATIVE BANK Ltd.

Abstract

 The Manipur State Cooperative Bank (MSCB) plays a vital role in the rural economy of Manipur, serving as a crucial financial institution for rural inhabitants, especially farmers and small-scale business owners. Through initiatives such as agricultural loans, crop financing, and assistance to cooperative societies, MSCB contributes to improving livelihoods, agricultural output, and rural entrepreneurship. This study focuses on MSCB's financial performance over the last 36 quarters using the CRAMEL framework. Stepwise forward regression analysis was employed to identify the primary factors influencing the bank's financial performance, with return on assets serving as the dependent variable.