Two Decades Of Trend Analysis In Non-Performing Assets: A Bibliometric Synthesis

Abstract

Banks are the lifeblood of any financial system. However, a growing problem of Non-Performing Assets (NPAs) across the globe is jeopardising financial stability and economic performance. NPAs indicate how well a bank is managing the loans, and the recent COVID-19 pandemic has significantly impacted this metric, not just in India but globally. Both public and private sector banks are feeling the strain of rising NPAs and understanding the ill effects. But a recent rise in unpaid loans, known as Non-Performing Assets (NPAs), has reduced the bank’s profitability tremendously leading to a hike in NPA and reduced profitability over a prolonged period. This research examines NPAs using 5246 academic publications ranging from 2001 to 2023 data extracted from Open Alex. Using a database of research articles, we'll analyse these materials and identify trends with the help of VOS viewer software and r package. These tools will visually map citation analysis and bibliometric analysis between cited works, related publications, and frequently used keywords. By doing this, we aim to uncover patterns and gain a deeper understanding of NPA trends and their development over a period ranging from twenty-three years of in-depth analysis.