Capital Structure As A Determinant Of Financial Performance Of CCUs In Ghana.

Abstract

This article investigates Ghanaian community-based (CCUs) credit impact on financial performance from 2017- 2021. Utilizing financial information and survey responses from 81 CCUs, the research examines how share capital and debt financing influence net worth and total assets. Findings reveal significant variability in net worth, a positive association between equity capitalization and total wealth growth, and a limited impact of debt capital. The study suggests prioritizing equity investment and reevaluating debt strategies to enhance financial stability and growth. Further research is recommended to explore long-term trends and regional differences.