Analysing Saving and Investment Habits among Salaried Individuals in Gujarat

Abstract

This study investigates the saving and investment patterns of 300 salaried individuals in the region. The primary research objectives are twofold: firstly, to analyse the attitudes of salaried individuals towards their saving and investment patterns, and secondly, to examine the potential relationships between the demographic profiles of these individuals and their perceptions of saving and investment patterns. The sample comprises 300 salaried individuals based in Gujarat, reflecting a diverse cross-section of the region's workforce. By exploring the financial behaviours of this demographic, the study aims to contribute valuable insights into the factors influencing saving and investment decisions among salaried individuals in Gujarat. The findings have the potential to inform tailored financial education initiatives, guide policy interventions, and enhance the understanding of how demographic variables intersect with financial attitudes and behaviours in the context of saving and investment.