Role of Fintech in Financial Inclusion Among Working Women in India: An Empirical Study

Abstract

Fintech plays a vital part in promotion of financial inclusion among working women in India by providing accessible and affordable financial services. Through mobile banking, digital wallets, and micro-lending platforms, fintech enables women to manage their finances, save money, and access credit without the barriers of traditional banking. These technologies often offer user-friendly interfaces and services tailored to women's needs, fostering financial literacy and empowering them to participate in economic activities. By bridging the gap between formal financial institutions and underserved populations, fintech contributes to enhancing the economic independence and overall well-being of working women in India. This empirical study investigates the role of fintech in enhancing financial inclusion among working women in India. The findings reveal that fintech not only increases accessibility to financial products but also promotes financial literacy, savings, and investment among women. the role of Fintech in Financial Inclusion Among Working Women in India A sample of 223 working women from different working sectors were surveyed to examine the role of Fintech in Financial Inclusion Among Working Women in India and found that Enhanced Access to Financial Services, Savings and Investment, Overcoming Cultural and Geographical Barriers and Credit and Microloans are the factors that determines different role of Fintech in Financial Inclusion Among Working Women.