A Study On Adaptation And Progress Of Modern Learning Techniques Of Arts And Science College Students

Abstract

Retirement planning is one of the most important activities any individual performs for a satisfactory post-retirement life. Shocks, including socioeconomic or financial, further add complexity to the process. Variation in the plan generates an infusion of funds, which can be provided by financial institutions. For financial institutions, risk minimization and profit maximization is prime objective. Transparency in financial records and history of individual’s transaction history ensures correct risk assessment. Inclusion of blockchain in the process can improve transparency and an ensure authentic information transfer. Machine learning models trained on past consumer usage, satisfaction and preference data can make predictive models more relevant for financial institutions. Paper explains relevance of blockchain concept and application of machine learning models in retirement planning investment.