Behavioral Intension to adopt E-payment: The Role of Financial Technology Drivers

Abstract

The study sought to uncover the elements that influence Indians' intentions to use e-payments. The current study is based on primary data, which was acquired using a well-structured questionnaire. This study conducted a thorough literature review to identify several elements impacting E-payment adoption intention. Furthermore, the relationship between these parameters and e-payment adoption intention was discovered using the structural equation modeling (SEM) approach with the support of IBM-AMOS-20V.The findings indicate that while the perceived usefulness of the platform did not significantly affect the intention to use it, the ease of use was a key factor in predicting this intention. Furthermore, the results are indicated a strong and affirmative connection between the inclination to utilize an e-payment system and Behavioral Traits, Financial Literacy, Financial Skills.